FINANCIAL
CONFIDENCE DOESN’T HAVE TO BE A LUXURY.
I help people near and in retirement protect their savings from a volatile market so they know their money is safe, has the potential to grow, and is actually there when they need it.
Annuities & Retirement Protection
For people near or in retirement who want their savings protected from market volatility without giving up the potential to grow.
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Life Insurance
For individuals and families who want to make sure the people they love are taken care of, no matter what happens.
Mortgage Protection
For new homeowners who want to protect their family's home and income, so if something happens, the mortgage doesn't become a crisis.
YOU LOGGED IN THIS morning and your stomach dropped.
Here's the math nobody wants to say out loud: A $1 million nest egg, drawn down during a crash, can run out in 7 years instead of 15. You'd have sold your investments at the lowest price, just to pay your bills.
That's not just a market problem. That's verging on a retirement crisis.
WITHOUT A PLAN
- Watch savings drop and keep drawing on them anyway
- Sell investments at the worst possible time
- Back to work at 70 when you should be retired
- Leave nothing behind for the people you love
Here's what the other side of this looks like.
It's waking up on a Tuesday and not reaching for your phone to check your balance. It's taking the trip you've been putting off because you finally know the money will be there when you get back.
That's what a good plan actually buys you. Not a number. A life.
"I watched my own IRA drop 45% in 2007. I know that panic. The difference was, I had 15 years to recover. You might not."
I've been there. And I know the difference a plan makes.
I'm Gabe Vulpescu. I got into this business in 2000 — right in time to watch the dot-com crash take people's savings apart. Then 2007 happened. I wasn't just watching it from the outside that time. My own IRA dropped 45%. I didn't sell because I had time on my side. But I understood, viscerally, what it feels like when the number on the screen stops feeling abstract.
That experience is why I work the way I do. I'm independent, which means I'm not beholden to any one carrier — and when you tell me what you need, I go find the best fit for your situation, not the one that pays me the most. I work by a simple rule: I only recommend what I'd feel good putting my own family in.
I've been licensed and doing this for 25 years across five states. But the thing I'm most proud of is that most of my clients come from someone else saying, “call Gabe.”
25+
Years in business
30+
Carriers compared for you
5 States
NJ · PA · TX · VA · FL
Three simple steps. No surprises.
Here's how to get started:
01
Get In Touch
Fill out a short form — just a few questions about where you are and what you're looking for. No Social Security numbers, no account access. Just enough so I know how to help.
02
I'll Reach Out
Phone, email, or text, your choice. I'll ask the right questions to understand your full picture, your goals, and what you want and need.
03
Your Personalized Plan
I'll come back with three options tailored to your situation, from the best-fit carriers across my network. You choose what works. I check in every year because your situation changes, and your plan should too.
Not sure if you need this?
Run the numbers first.
These tools take two minutes and don't require any personal information.
They're designed to give you a clearer picture of where you stand before we ever talk
Retirement Calculator
How long will your savings actually last? Run your numbers to see where you stand.
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Annuity Calculator
See what your money could look like inside a principal-protected annuity.
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Life Insurance Calculator
How much coverage does your family actually need? Find out in 60 seconds.
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I don't know yet if I can help you. But let's find out.
Fill out a short form, and I'll reach out to you — by phone, email, or text. No pressure. No commitment. Just a conversation.
Takes 2 minutes. No sensitive data required.